Payments

Digital Banking Transformation & Agency Network Management (U101-011)


Description

Digital Banking Transformation & Agency Network Management

Course Overview:
The future of financial services lies in the seamless integration of digital innovation and agency network operations. This program combines two critical dimensions of modern banking: the strategic shift toward digital financial services and the operational excellence required to manage external agent networks.

The course equips participants with a holistic understanding of how banks and financial institutions can modernise their services while maintaining robust agent-driven distribution channels. Learners will explore emerging trends in digital transformation—such as mobile banking, digital payments, and customer-centric innovation—while also developing practical skills to oversee agency networks effectively.

Key areas of focus include:
Digital Transformation in Banking & Financial Services: understanding new technologies, customer expectations, and strategic frameworks driving digital change.
Agency Network Oversight & Operations: managing liquidity, compliance, compensation, monitoring, and agent relationships to ensure reliable last-mile service delivery.

By bridging strategic transformation with operational execution, the course ensures participants are well-prepared to drive both innovation and sustainability in financial services.

Target Audience:
This program is designed for professionals and decision-makers across the banking and financial services sector, including:
=> Bank managers and digital transformation teams
=> Agency network managers, coordinators, and supervisors
=> Mobile money and digital banking specialists
=> Compliance, risk, and operations staff
=> Policymakers and financial inclusion practitioners
=> Anyone seeking to strengthen both strategic and operational capabilities in digital banking and agent networks

Value Proposition
For Participants:
=> Gain a dual perspective: strategic (digital transformation) + operational (agent network management).
=> Develop practical skills to lead digital change while ensuring agency channel effectiveness.
=> Understand global and regional best practices, tailored to the realities of the region and similar markets.
=> Build leadership capacity to balance innovation, compliance, and service delivery.
=> Earn a certificate of completion that strengthens professional and career credibility.

For Institutions:
=> Build capacity to deliver reliable, modern, and inclusive financial services.
=> Strengthen both digital transformation initiatives and agent-driven distribution models.
=> Reduce risks linked to compliance, liquidity shortages, and underperforming agents.
=> Improve customer satisfaction through innovative, well-supported channels.
=> Position the institution as a leader in financial inclusion and digital banking.

Contact Us:: training@transactconnect.co.za Average Course Durat...: 30 Hours Time for Course Comp...: 30 Days

Content
  • Welcome Letter
  • Introduction Video
  • Module 1 - The Future of Banking & Financial Services
  • Learning Objectives
  • Key Terms
  • What is Digital Transformation is (and isn’t)
  • Global and Regional Trends in Digital Transformation
  • The Role of Technology in Financial Inclusion
  • Shifting Customer Expectations in the Digital Era
  • Case Studies: Innovations in African Banking and Mobile Money
  • Summary Module 1
  • Assessemnt Module 1
  • Module 2 - Frameworks for Digital Transformation
  • Learning Objectives
  • Key Terms
  • Key Pillars of Digital Banking Transformation
  • Strategy vs. Technology: Aligning Business Goals with Digital Tools
  • Regulatory and Compliance Considerations in Digital Finance
  • Building Institutional Readiness for Transformation
  • Summary Module 2
  • Assessment Module 2
  • Module 3 - Digital Products, Channels & Customer Journeys
  • Learning Objectives
  • Key Terms
  • Mobile Banking, Agency Banking, and Digital wallets
  • Omni-Channel Service Delivery and Integration
  • Enhancing Customer Experience Through Digital Platforms
  • Emerging Innovations: AI, Blockchain, Instant Payments
  • Summary Module 3
  • Assessment Module 3
  • Module 4 - Agency Networks in Digital Finance
  • Learning Objectives
  • Key Terms
  • Role of Agents in Extending Banking Access
  • Structure and Types of Agent Networks (Banking vs. Mobile Money)
  • Regulatory Framework for Agency Banking (Domestically and Regionally)
  • Agent Onboarding, Compliance, and Contractual Responsibilities
  • Summary Module 4
  • Assessment Module 4
  • Module 5 - Liquidity & Risk Management in Agent Networks
  • Learning Objective
  • Key Terms
  • Importance of Float and Cash Balance Management
  • Common Liquidity Challenges and Solutions
  • Rebalancing Mechanisms and Forecasting Tools
  • Mitigating Risks: Fraud, Downtime, and Service Disruption
  • Summary Module 5
  • Assessment Module 5
  • Module 6 - Monitoring, Performance & Data-Driven Oversight
  • Learning Objectives
  • Key Terms
  • KPIs for Agent Performance Monitoring
  • Tools for Real-Time Transaction Tracking and Reporting
  • Mystery Shopping, Field Visits, and Performance Audits
  • Using Data Analytics for Network Optimisation
  • Summary Module 6
  • Assessment Module 6
  • Module 7 - Compensation, Motivation & Incentive Structures
  • Learning Objectives
  • Key Terms
  • Commission and Compensation Models for Agents
  • Designing Fair and Sustainable Incentive Structures
  • Balancing Agent Profitability with Institutional Sustainability
  • Preventing Churn and Demotivation
  • Summary Module 7
  • Assessment Module 7
  • Module 8 - Relationship Management & Support Services
  • Learning Objectives
  • Key Terms
  • Building Trust and Long-Term Partnerships with Agents
  • Effective Communication and Feedback Channels
  • Conflict Resolution and Grievance Handling
  • Ongoing Training, Support, and Capacity-Building for Agents
  • Summary Module 8
  • Assessment Module 8
  • Course Evaluation
  • Course Evaluation
Completion rules
  • All units must be completed
  • Leads to a certificate with a duration: Forever